My mortgage payment was due on the 1st and I began receiving collection calls 2 days later. I answered their call and provided answers to their questions and told them I would make the payment on the 14th, well within the grace period. Since this call, I have received numerous calls each day, many of which I have answered and given the very same information. In my opinion, BofA is simply harrassing even on a payment paid before the grace period has lapsed. I am currently looking for a refinance just to move away from BofA. I have already moved my checking and savings, and now with this harassment, I feel their business methods are quite unethical.