Unable to get a personal loan or overdraft facility. I have been banking with FNB for years however I cannot get the service am getting from Nedbank and Capitec bank in regard to getting something like a simple personal loan. I understand the criteria and credit checks that need to be conducted but for a bank that claims to “help you” I have not seen any help from them. Mabye its a bank that only helps if you are in a certain earning bracket! A R1000 overdraft would sarfice seen that my salary has been deposited into my fnb a/c for the last 10 -15 years.
The only reason I have a FNB a/c is because my company using FNB so any transfers from the company to me is intimidate. I might sound bitter but u bet your bottom dollar that I would not recommend FNB bank or any of its products to anyone.