Since we do not want to lose our house, we contacted Wells Fargo Home Mortgage in spring of 2010 for a loan modification, after being counseled that there were many different options available to us. I got the ‘Agreement’ letter today with our upcoming payment schedule for the next four months. The first three months were, of course, the reduced payment amount. But the fourth payment was the full payment for April PLUS the balance of payments that would have normally been made. Unbelievable! I am contacting any state and federal agency that will listen to me to complain about this. I can’t believe we were strung along for EIGHT MONTHS, then lied to that this would be a ‘relief’ for us!
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