Are you kidding me? When they CHARGE me at Walmart, it appears on my credit card immediately. When they CREDIT me, this is the notice I receive: “A credit in the amount of $48.00 has been issued to the payment method you used for this purchase. If you paid by Credit or Debit Card: The credit should appear on your statement within two billing cycles.” Two billing cycles Walmart? REALLY! If you make any big purchases as walmart this holiday season, just don’t expect your money back anytime soon!